Hindsight is 2020 and nobody could have anticipated that the beginning of the new decade would usher the world into drastic chaos, bringing vast uncertainty and fear to the human race. We are already feeling its effects that it has brought upon us. Many jobs are lost and more job cuts are yet to come. So, how do we prepare for such uncertainty to ensure that our livelihood are protected and how do we set ourselves to mitigate our risks for possible future unforeseen events?