In today’s episode of The Insight Algorithm, we unpack the complex debate surrounding Central Bank Digital Currencies (CBDCs), focusing on the European Union’s digital euro. As EU member states push back against the European Central Bank’s influence, concerns grow over limits on digital currency holdings and their potential to disrupt the banking system and restrict personal financial freedoms. Meanwhile, the ECB argues that a digital euro is key to a resilient European monetary policy and a stronger, sovereign currency.