Steve Hovland - From Financial Zero to Financial Hero. For small businesses it is important to understand the profile of a probable embezzler. The average theft from small businesses is $200,000. That is money taken right from their bottom line. We will discuss some of the red flags and I will go into real world examples from some of my cases I have personally investigated. For additional training, please go to Hovlandfinanicalsecrets.com and sign up for my free Small Business Money Moves. If you are needing strategic help, my virtual CFO company, Hovlandforensic.com will assist you in taking your company to the next steps. #theForensicCFO #virtualcfo #forensicaccountant