There are so many misconceptions about credit scores and reports, and truthfully most of us were never taught how our credit works. In this week’s episode we talk about how credit scores work and how to quickly improve your credit score so you can buy a home. If you have questions, be sure to reach out to us or drop a question in the comments.

// SHOW NOTES

00:00 You Don’t Need A 700 Credit Score To Buy A House

00:09 Intro

00:31 Welcome to The Homeowner Prep Podcast

01:14 The Misconception of Required Credit Scores

01:48 How Your Credit Score Impacts Your Qualification

02:48 How Credit Scores Work

03:17 The Breakdown of Your Credit Scores

05:25 Will Multiple Home Loan Inquiries Hurt Your Credit Score?

06:29 The Very First Step: Know Where You’re At

07:22 New Credit Reporting Changes Coming

08:28 Address Bankruptcies, Foreclosures, and Collections Immediately

09:28 Become An Authorized User

10:10 Warning About Being An Authorized User

11:10 Get Your Balances Down, Or Limits Up

14:14 Pay Accounts Before Their Closing Date

15:40 Get Started with Homeowner Prep

16:00 Let’s Connect on Social Media

16:48 Outro

// IMPORTANT RESOURCES

Get Started With HomeownerPrep:

https://www.homeownerprep.com/start

Get Started with MyFICO:

https://bit.ly/HP-FICO

Build Your Credit Quickly:

https://bit.ly/HPP-Self

Buy Merch, Support The Mission:

https://bit.ly/ShopHPMerch

Subscribe to Our Channel:

https://bit.ly/HomeownerPrepYTSub

// CONNECT WITH US

Instagram: http://www.instagram.com/HomeownerPrep

Facebook: http://www.facebook.com/HomeownerPrep

Twitter: http://www.twitter.com/Homeowner_Prep

TikTok: http://www.tiktok.com/@HomeownerPrep

// ABOUT HOMEOWNER PREP

Homeowner Prep helps aspiring first time homeowners through real-world advice and accountability. This podcast was created for those who dream of owning their first home - and are willing to do whatever it takes to make their dream a reality!

DISCLAIMER: Links included in this description might be affiliate links. If you purchase a product or service with the links that we provide, we may receive a small commission. There is no additional charge to you! Thank you for supporting our channel so we can continue to provide you with great content!

// LICENSE INFO

DRE: 01780767

NMLS: 2218002

#creditrepair #realestateadvice #homeownership