I’m often told, ‘I don’t want to live like a miser now just so I can retire rich – I may never make it!’

To which I reply, ‘I don’t want you to be a miser either… be a conscious spender instead.’

Being a conscious spender is being frugal, not like being Scrooge. It’s not about denying yourself all of life’s pleasures. It’s about being aware of your outgoings and focusing on a few financial priorities.

So what do we mean by frugal?

For more details read:

https://warrenshute.com/saving-investing/saving-up-doesnt-mean-you-need-to-be-scrooge/