We celebrate a first for Side Affects by welcoming an assistant college professor and educator from The University of Cincinnati. Bob Higgins joins Kenzie and Scott to talk about the Carl H. Lindner III Center for Insurance and Risk Management at UC. Insurance effects everybody, every single day. Not many people grow up aspiring to be an insurance consultant, but Bob explains how students are unaware of the incredible industry opportunities. Listen and learn Bob's mission for his pupils, how he has established such a prominent department at the university and the center's national rankings.