The U.S. Postal Service is a vital institution. It is the only delivery service that reaches every address in the nation. Given how important the post office is to our economy and to our lives, why is it constantly in need of "saving"? We get a lesson from Mack Julion, a 20+ year letter carrier and postal union representative on the structure and restrictions of the postal service and Senator Kirsten Gillibrand joins us to discuss the proposal to return postal banking services.