Qualified retirement accounts represent one of the largest sources of wealth for most Americans—and one of the biggest planning challenges. In this episode of Accumulation to Activation, Mike McGlothlin and Tim Ash break down the concept of a Qualified Reset Plan and how advisors can more intentionally plan for income, longevity, and legacy using qualified funds.

The discussion explores how tools like Qualified Longevity Annuity Contracts (QLACs) can help manage longevity risk, reduce required minimum distributions, and create greater certainty in retirement income planning. Mike and Tim also discuss mortality credits, Social Security integration, and strategies for repositioning qualified assets for clients who may not need those funds for current income.

Designed for financial professionals, this episode delivers educational insights to help advisors navigate the SECURE Act landscape, improve retirement outcomes, and support more tax‑efficient planning conversations.