On this episode, Suzanne talks with Chris Maher, CEO of OceanFirst Bank, about mortgages, home buying, affordability, rising rates, and what regional banks offer that national lenders cannot. Chris explains how OceanFirst vets borrowers responsibly, why New York remains a strong market, and how customer service and clear guidance shape better financial decisions. A live Gen Z audience joins the conversation to share concerns about rent, savings, credit, technology, and the path to first time homeownership, as Suzanne and Chris explore how young buyers can build confidence, understand the process, and move toward creating generational wealth.

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