This week, Polly and Francis take a look at the latest news in the fintech world, discussing new research from NordVPN on how there are more UK card details on the dark web than anywhere else in Europe, as well as taking a look at the launch of Klarnas new BNPL ‘opt out tool’.

Discussion points this week include:

-Is Klarnas new tool the future of BNPL, especially with regulation on the horizon?

-How much does consumer choice and need for tailored services factor into fintech offerings?

-What can be done in the war against cybercrime and fraud?