Today your host Josh and co-host Michelle discuss the pressure facing Real Estate Investment Trusts, commonly known as REITs, particularly those in the commercial office space, PARTICULARY those that are not publicly traded.

• Sequence of Return Risk and timing of withdrawal risk. We're going to lump in market volatility to this, because over the past few years we've had historically levels of markets going up and down, often in the same day(!), and even making a withdrawal on the wrong DAY can have long term impacts to the longevity of your portfolio
• On the longevity note, one of the greatest threats to your portfolio is longevity risks. People are living longer than ever, but that doesn't necessarily mean they are living healthier than ever. Many folks deal with extended healthcare events in retirement, and there is no greater threat to your wealth than an unplanned extended health care event, often referred to as long term care

• If you have an annuity, having the wrong type of annuity, OR, picking the wrong features and riders for what you are trying to accomplish with your retirement planning