• Introduction to Maciej Wenerski:

• Maciej’s career background, including his time at EY, Aasa Polska, and a Polish tech startup.

• His journey to becoming a foundational team member at Income Marketplace.

• The Due Diligence Process at Income Marketplace:

• Overview of the comprehensive approach to evaluating loan originators.

• Key data points analyzed, including repayment history, loan performance, and borrower characteristics.

• Explanation of “sanity and completeness checks” to verify the integrity of data provided by loan originators.

• Addressing Challenges in Peer-to-Peer Lending:

• Regulatory complexities in markets like Poland.

• Balancing investor risk with opportunities for growth.

• Comparison to Competitors:

• How Income’s approach to due diligence and advanced rate calculations provides a unique edge.

• Observations on competitor platforms like Mintos.

• Favorite Loan Originators:

• Maciej highlights his preferred lenders, including ITF from Bulgaria and DanaRupia from Indonesia.

• Key Takeaways for Investors:

• How the due diligence process protects investor interests.

• The importance of transparency and collaboration with loan originators.

Tune in for more engaging discussions in future episodes of Income Insights!

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