JJ talks about why you should stop blaming your ex for your financial situation (remember, JJ had over 845,000 divorce debt to clean up, so she knows a thing or two about blaming ex-spouses). She also answers questions on whether or not to use your 401K to buy a home and how to manage those pesky annual subscriptions.

Don’t forget: it’s not too late to register for Self Image Rising: Thursday’s kickoff was OFF THE CHAIN! Register at http://rebrand.ly/SelfImage