Episode 13 is all about an open and honest discussion of the realities facing us at different stages of our lives. These realities are what hinders, slows us down or diverts our attention from thinking about our future financial goals. This episode is not a "blame game" episode but is just a check on what we could have done or could still potentially do to mitigate our current situation. We are acknowledging that these situations do exist and it is a good reminder for all including us of course. Hope you enjoy this discussion.

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