Today’s episode is about New Years Resolutions. Many of us are still resolving to make this year the one we get out of debt, quit bad habits, and change our lives for the better. The start of a new year serves as an opportunity for many to set new goals and commit to better habits, right? But what happens when the energy and excitement after the ball drops wears off? and how many New Year’s resolutions fail to come to fruition?

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