Opening and New Year Reflections: Recap of holidays and resolutions.

 Performance Score for 2024: Kimmo rates the company’s performance 8.5/10, noting significant progress despite narrowly missing the $20M target.

Loan Originators and Market Performance: Updates on key lenders like Danarupiah and discussions about regulatory impacts in Indonesia.

New Lenders Onboarded: Introduction of Curren Auto, Ibancar, and Sandfield Capital and their impact on Income’s loan portfolio.

 Litigation Funding and Product Expansion: Overview of new loan types and the diversification of products to increase investor opportunities.

Institutional Investments: Discussion on the significance of securing institutional capital and its future role in platform growth.

Interest Rate Trends: Analysis of lower interest rates across the market and how Income plans to maintain competitive yields.

Recovery Progress for Click Cash: Updates on recovery efforts and remaining challenges.

Milestone Achievements: Reflection on surpassing $100M invested and expectations for continued growth in 2025.

Final Thoughts: Kimmo emphasizes 2024 as a year of internal realignment and expresses optimism for 2025.

Key Highlights:

• Recovery and Growth: 2024 marked significant recovery from a slow 2023, with stronger investor engagement and higher platform activity.

• New Product Lines: The introduction of litigation funding loans positions Income to attract diverse lender types.

• Institutional Capital: Securing reputable institutional investors validates Income’s credibility and improves outreach opportunities.

Tune in for more engaging discussions in future episodes of Income Insights!

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