This week, Steve discusses whether policies are better with or without Term Riders and why. This is a question we get asked all the time by those who really like to understand how their policy can be designed for maximum cash value and why it works that way. Watch the full video recording here: https://www.youtube.com/watch?v=Ydt-1VF4lDE&list=PL3qYetO2Oc86Mz2GIlopgNryZ5QOZtW4O&index=15