Dr. Brian Hill (Senior Pastor), "Lessons From James:  Trials Will Come".

       1.  James, a servant of God and of the Lord Jesus Christ, to the twelve tribes scattered among the nations:
Greetings.
       2.  Consider it pure joy, my brothers and sisters, whenever you face trials of many kinds,  3.  because you know that the testing of your faith produces perseverance.  4.  Let perseverance finish its work so that you may be mature and complete, not lacking anything.
       (James 1:1-4 NIV)