Now imagine, it’s 2008, the financial crisis is unraveling, and over one phone call, you’re told you’ve been a victim of Bernie Madoff’s ponzie scheme. Your nest egg? Gone.

It’s one having struggled with money. But to have wealth you’ve grown accustomed to disappear after one phone call? You need to reassess your livelihood, lifestyle and relation to money. What would you do?

Here’s Amy’s money story and her journey since getting such phone call.