Fintech —just like any other sector — is undergoing changes and facing its own unique challenges.

But, Fintech has been visibly evolving in front of our eyes ever since banks went online. 

With an increasingly cashless society, apps and platforms have been created to help us better understand and manage our finances, while new banks have been created that offer us a slicker experience. 

But where next ? How will fintech evolve in 2023? and will an impending recession dampen investment appetite?

I had the honour of sitting down with Gaston Aussems, CEO of Tpay, to discuss the evolution on fintech and find out what phase we're heading into.