Today your host Josh and co-host Michelle are going to be talking all about interest rates.

Takeaways:

• Money Market funds – this is a type of mutual fund that invests in highly liquid, near-term instruments. These instruments include cash, cash equivalent securities, and high-credit-rating, debt-based securities with a short-term maturity (think U.S. Treasuries)
• Bank Certificate of Deposits, or CDs - these are a type of savings account typically offered by banks and credit unions
• Treasury Securities, specifically T-bills, T-notes and T-Bonds. I'll be honest with you all. I've taken upteen securities tests at this point in my career and I still get these mixed up, let's start with a basic definition: U.S. Treasuries are issued by the U.S. Department of the Treasury on behalf of the federal government