NHAR Public Policy Committee Chair Chris Norwood and host Dave Cummings discuss the commercial markets, and welcome guests: legal counsel Matt Johnson with risk management when working with outside-sourced marketing materials; Sara Holland on her upcoming New Hampshire Core course; CEO Bob Quinn and chief lobbyist Adam Schmidt on the early stages of the legislative session; and economist Brian Gottlob on the chances of recession and the role policy makers can play in relieving the housing crisis.