Why do so many people struggle to build long-term wealth — even when they earn a decent income?

In this episode of Flourish Financial Education, we explore the five biggest barriers that commonly hold people back from becoming wealthy. These aren’t technical or complex issues — they’re behavioural patterns that quietly work against financial progress over time.

We discuss:

• Lifestyle inflation and why higher income doesn’t always lead to wealth

• The cost of drifting without clear financial goals

• Fear of investing and the risk of staying in cash

• How high-interest debt erodes financial freedom

• Why waiting “until later” can be one of the biggest mistakes of all

This episode is designed to build awareness, encourage better money habits, and help you think more clearly about the choices that shape your financial future.

General financial education only. This episode does not constitute personal or financial advice.