While out and about, people sometimes ask Joe, "Why do I need to use points when I can have Cash Back instead?"

That's a good question that comes up more often than not, and there's nothing wrong with that, if done correctly. This week, Joe discusses how if you do decide to go down the route of Cash Back, there's plenty of cards that deliver higher value than what one may realize, and why some cards are worth hanging on to the points for.

To schedule a consultation with Joe, or if you have any questions regarding some of the strategies used on this episode, email [email protected].