Hello loves,

This is the last episode of the year! What a year it has been! Thank you so much for taking the time to listen and care about what I have to say and put out into the world. Today has been a little of a lot but I wanted to get something out there. Do you know what out-of-pocket is? I'll tell you in this episode and give you some examples of when I've done it or have had it done to me. Let me know if it's happened to you before! If it has, you totally understand me then.

Sending you all love in the New Year! Happiest of times, I send you all so much love.

As always, Here is my social media if you would ever want to reach out, speak about your experiences, or have any suggestions or want to be friends. I am here, thank you for your support.

Instagram: https://www.instagram.com/filipinavlogz/?hl=en

Facebook: https://www.facebook.com/profile.php?id=100091254532184

Twitter: https://twitter.com/filipinavlogz