Welcome to Make Sh*t Happen  This is episode number 186. My guest today is Michael Ogg. He's a veteran in the home mortgage industry and has been through a lot of sales he did in consumer financing. Guys, I love this episode. Talk to Michael Aug about the state of the mortgage market, the state of the real estate market right now, and also some of the stuff that happened back in 2007, 2008. I loved this episode. I hope you enjoy it as much as I did without further Ado. Let's listen to this interview with Michael Ogg.