It's that time of year again when Boone Electric Cooperative members may notice a credit on their account or a check in the mail. Why is your electric utility returning money to you? It's a fundamental part of the electric co-op way of doing business called capital credits. BEC General Manager and CEO Todd Culley and Chief Financial Officer Ryan Euliss join the show to discuss what capital credits are, where they come from and what they represent in the co-op's financial structure.