Living Dirt Cheap

Episode 2 - Our 2026 Budget Overhaul


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We already save 50–60% of our income on ONE normal paycheck by living dirt cheap… but in 2026, we’re pushing our savings even higher without feeling deprived. In this episode, we walk through the exact changes we’re making to our one-income family budget to fight higher costs, live even more dirt cheap, and boost our savings by another 5%. In this episode, we break down our 2026 plan: grocery buffers, a new “Household Stock System,” maxing our Roth IRAs, and opening a brokerage account so we’re not totally locked up until retirement age.

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We are a debt-free family living on one normal income in rural Southwest Virginia without feeling deprived. After paying off all our debt, we realized real freedom didn’t come from earning more; it came from needing less on purpose. We treat our home as an asset and use traditional skills to solve modern money problems.


Join us each week as we share the practical financial strategies, frugal habits, and "inflation shields" that allow us to live a rich life on a small budget. If you want to escape the rat race and build wealth, you're in the right place.


Visit us at https://linktr.ee/thecannycouple or email us with questions/suggestions [email protected]


The Canny Couple

PO Box 464

Duffield, VA 24244

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Living Dirt CheapBy The Canny Couple