Discover the most accurate budget you can start using right away. Learn how to budget using the zero based budget.

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How to Budget | Most Accurate

✅ How do I make a budget that is so accurate I’m going to know where every single dollar is going before my paycheck even hits my bank account? Don’t worry I’m going to show the most accurate budget you can start using right away. I did the research on every possible budgeting method in order to find the best one for analytical people that really want to get into the details.

✅ The idea behind a zero based budget is simple. Money in minus money out must equal zero. By using this budget method you are creating a plan for every single dollar.

✅ Quick Example: Xavier the saver is here to demonstrate how to put together a zero based budget.

✨Step one; write down your monthly income. Xavier’s is $4,000

✨Step two; write down all your monthly expenses. These include your necessities, plus all the stuff you want, and finally your financial stuff (like saving, debt payments, and investing) • Food - $500 • Mortgage - $1,725 • Utilities - $300 • Transportation - $100 • Clothing - $50 • Netflix - $10 • Disney+ - $10 • SiriusXM - $5 • Date nights - $100 • Amazon - $30 • Car payment - $300 • Roth IRA - $100 • Donation to charity - $20 • Student loans - $100 • Emergency fund - $100 • Vacation fund - $500 • Mani Pedi - $50

✨Xavier’s expenses total $4,000 which leads us into step 3. Make sure that the income minus the expenses net to zero. And they do. Boom!

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