We recorded this episode on Tuesday evening, before the events that took place in the Capital happened on Wednesday. In light of said events, we’ll keep this brief, but it’s a new year and another chance to discuss self-improvement. What promises will we make ourselves only to fall short of our own expectations mere days later? Also, what’s a bean dad? We have everything, minus anything relevant to the Georgia election, the Capital Riot, and the general state of the nation right now, right here on Zero Credit(s).