Discover proven, realistic ways to get a college degree with minimal or even zero student loan debt. From smart early planning and setting the right expectations to powerful cost-saving options like community college transfers, AP credits, and dual enrollment programs. Nicki Chase, Classical Academy High School (CAHS) Virtual Track Lead and Dual Enrollment Liaison, shares actionable strategies she’s used with hundreds of students and families. She also dives into the importance of staying organized, building strong relationships with counselors, and having open, honest conversations at home about money, priorities, and long-term goals.