In this week’s episode we discuss:-our personal journeys: Steve and Pete -the 9 different personality types and your underlying money motivations -typical spending patterns in middle age-how your spending patterns might change in retirement-our ‘3 Wells of Wealth’ model-Well 1 (living) – because expenses compound negatively-Well 2 (lifestyle) – medium-term liquid investments in stocks, bonds, and cash-Well 3 (legacy – compounding long term)-the 4Fs model: finding your route to happiness in retirement-designing your ideal day and lifestyle -our parents’ generation: the pension, annuities etc. -changing life expectancy-the kids and leaving a legacyThanks for listening!Download a free chapter from our book ’Low Rates, High Returns’https://www.lowrateshighreturns.com/podcastPete Wargenthttps://www.petewargent.com/https://www.linkedin.com/in/pete-wargent-37228322/Stephen Moriartyhttps://twitter.com/SGM63

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