Navigating Social Security is complicated enough on your own, but the rules change drastically when you factor in a current, former, or deceased spouse. This episode untangles the complexities of spousal and survivor benefits, revealing how to unlock up to 100% of a late partner's record or claim on an ex-spouse’s history. Tune in to learn the crucial age thresholds, marriage-length requirements, and filing strategies that could significantly increase your household's lifetime retirement income.