In this episode, Chris and AC discuss the critical yet often overlooked aspect of prepping: insurance. They emphasize the importance of understanding your insurance policy, the different types of coverage available, and how to ensure you are adequately protected against potential losses. The conversation covers various property insurance policies, the significance of knowing what your policy entails, and the differences between replacement cost and actual cash value. They also highlight the need for additional coverage for specialty items and the role of insurance agents in managing your policy effectively. In this conversation, Chris and AC delve into the intricacies of insurance coverage, focusing on various types of coverages such as loss of use, liability, and medical payments. They discuss the importance of understanding exclusions in policies, common mistakes made when filing claims, and the significance of knowing deductibles. The conversation emphasizes that insurance is a crucial tool for preparedness and should be regularly reviewed to ensure adequate coverage.