In this episode of Retire Stronger, John Foard and Bill Kearney discuss the critical importance of understanding Required Minimum Distributions (RMDs) and the potential financial pitfalls of waiting until age 73 to address them. They emphasize the need for proactive tax planning, particularly through strategies like Roth conversions, to minimize tax liabilities and maximize retirement income. The conversation also highlights the impact of RMDs on heirs and the importance of legacy planning. Listeners are encouraged to take action early to ensure a tax-efficient retirement strategy.