In this episode of The New Money Podcast, host Ferdinand Dabitz and guest Przemek Kowalczyk (Co-founder and CEO of Ramp Network) discuss Przemek’s journey into the world of crypto, and the challenges of leading a growing fintech company. They explore Przemek’s historical development of crypto interest, the importance of local currencies, the regulatory landscape in Europe, and the future of consumer experiences in crypto applications. Przemek shares insights on product strategy, the role of stablecoins, and the impact of regulations like MiCA on the industry.

Key Chapters

00:00 Introduction

01:15 Przemek's Crypto Origin: Discovering Bitcoin and entering the space

02:58 Monetary Freedom: Why crypto gained traction in former Soviet countries

04:01 First Startup: Building a peer-to-peer lending network on Ethereum

05:39 Ramp Network: From early days to leading a global on-ramp company

08:41 Founder Mode: Building consumer-focused crypto products

11:52 Missing Infrastructure: Why local currency integration matters

14:17 CBDCs vs Stablecoins: How government digital money could change crypto

15:33 MiCA Regulation: Ramp Network securing a CASP license in Ireland

17:38 Market Outlook: Consumer UX, Bitcoin price and agentic finance

20:41 Quickfire Questions

This is NOT financial, tax, or legal advice

Music by Marcelo Cataldo - http://www.marcelocataldo.com