This week on the Crown Stewardship Podcast, we welcome Neile Simon, with Christian Credit Counselors. Neile and the team at CCC help people with debt management, avoid bankruptcy, debt settlement scams, and quick fixes that ruin credit. In this episode, you'll hear how to create margin in your finances - and some ways to avoid. With so many options for creating margin, it can be difficult to discern which will be a permanent solution, and which will be a "band-aid" fix for the real problem. If you have considered refinancing your home, taking money out of your 401k, transferring debt, or debt consolidation to create margin in your finances - we weigh the pros and cons of each of these possibilities.