In this episode of Corporate Treasury 101, we dive into how corporate treasurers can better manage their short-term investments and gain clearer visibility over their cash using money market funds and digital investment portals with Sebastian Ramos and Zachary Brown from Institutional Cash Distributors (ICD). With rising interest rates and tighter scrutiny around liquidity, treasury teams are looking for tools that make it easier to invest wisely and manage risk. This episode explores how these funds work, why they’re becoming more popular, and how technology can help treasurers make faster, smarter decisions.

Sebastian Ramos and Zachary Brown from ICD join us to explain it all. Sebastian, who leads global trading and product strategy, walks us through the basics of money market funds and how they’re structured, the benefits they offer, and how they compare to other investment options. Zach, who oversees product development, introduces ICD’s new Portfolio Analytics tool. It’s built to help treasurers pull data from different sources and see their exposure in real time, so they can act quickly when markets shift. Together, they break down how treasury teams can reduce risk and stay in control.

What You’ll Learn in This Episode

• How money market funds work and why they’re ideal for liquidity and diversification
• Why independent investment portals offer advantages over bank platforms
• How to simplify the complexity of short-term investing with daily digital execution
• What ICD’s new Portfolio Analytics tool does and how it supports better risk management
• How AI and machine learning are transforming treasury reporting and data integration

Episode Breakdown & Timestamps

• [00:00] – Introduction and $100 AFP Certification Discount
• [01:12] – Meet Sebastian Ramos and Zachary Brown from ICD
• [02:41] – What Are Money Market Funds and How They Work
• [06:33] – MMFs vs. Bank Deposits: Credit, Liquidity, and Diversification
• [11:12] – MMFs in a Rising Rate Environment
• [18:12] – Regional Differences: U.S. vs Europe MMF Regulations
• [25:18] – How Treasurers Access and Trade MMFs
• [26:58] – Investment Portals Explained and ICD’s Independent Platform
• [39:53] – Launching ICD Portfolio Analytics: Problem, Solution, and Use Case
• [43:47] – Exposure Tracking, Counterparty Risk, and Predictive Scenarios
• [48:29] – Data Integrations, File Challenges, and Use of AI
• [59:36] – How Portfolio Analytics Connects with TMS and Bank Systems
• [01:04:26] – Final Thoughts: Why Treasury Needs Real-Time Data Tools

Follow Our Guests:

Sebastian Ramos

• LinkedIn: https://www.linkedin.com/in/sebastian-ramos-4299247/ 
• Website: https://icdportal.com/ 

Zachary Brown

• LinkedIn: https://www.linkedin.com/in/zachary-brown1984/ 
• Website: https://icdportal.com/ 

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• Hussam on LinkedIn: https://www.linkedin.com/in/hussam-ali-6bb69186/ 
• Guillaume on LinkedIn: https://www.linkedin.com/in/guillaume-jouvencel/ 
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#CorporateTreasury #MoneyMarketFunds #TreasuryTechnology #InvestmentPortals #TreasuryAnalytics #RiskManagement #CTPDiscount #TreasuryPodcast

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