In this episode, Kyle sits down with his friend, Emily Ellis. She and Kyle worked together in the heart of Times Square and they are very happy to talk about being finished with working in the armpit of Midtown and they have plenty to say about it. Kyle talks about his experiences of investing his 401K into an IRA and how happy he is that he went to Patrick Towne for help. Every time Kyle sees Emily she has another crazy story about the cast of characters that live in and around her building.