In this episode of The Lender and The Agent, Mariesa and Denae break down what the government shutdown really means for mortgages (spoiler: not much for conventional loans) and where delays might actually show up. They dive into the latest trends with interest rates, explain how Fed moves impact borrowing costs, and share their take on upcoming rate cuts.

You’ll also hear real-life stories from the field—like negotiating a 3% buyer credit, protecting a seller’s equity, and why right now might be a sweet spot for buyers to land a deal before the new year rush.

Finally, the duo digs into Snohomish and King County stats—average home prices, days on market, supply shifts, and negotiation trends—helping you see exactly where the market is balancing out and where opportunities lie.

If you’re planning to buy or sell in 2025, this episode will give you both the data and the real talk you need to move forward with confidence.

Contact Mariesa here: 206-930-4072 or [email protected]

Contact Denae here: 425-478-1363 or [email protected]

Easily schedule a consult with us or download our buyer & seller guides here: linktr.ee/thelenderandtheagent