One nexus between climate change and banking is the ability to help customers measure their carbon footprints based on spending. According to Cogo founder Ben Gleisner, who sat down with Source by DailyPay host Mike Baer at Money 20/20, his firm measures the carbon footprint for individual purchases of goods and services, and banks can use that information to show customers the environmental impact of that spending. A desired outcome is to have individuals develop carbon footprint budgets, Gleisner said.