In this episode of Retire Stronger, John Foard and Bill Kearney discuss the true essence of retirement, emphasizing that it is not merely about reaching a certain age but rather about having a solid cash flow plan. They explore how to determine retirement income needs, the various sources of retirement cash flow, and the critical impact of taxes, inflation, and healthcare costs on retirement planning. The conversation aims to shift the listener's perspective on retirement readiness, highlighting the importance of planning and preparation for a secure financial future.