In this episode of Retire Stronger, John Foard and Bill Kearney discuss the financial challenges faced by young professionals, particularly those graduating from medical, dental, and law schools with significant student debt. They explore the importance of understanding the phases of financial life, managing debt intelligently, and building a strong financial foundation to ensure long-term wealth and retirement success. The conversation emphasizes the need for budgeting, avoiding lifestyle inflation, and strategic planning to navigate the complexities of financial independence.