Nicole asks where paying off her 401(k) loan falls in the Baby Steps. Josh wonders when he and his wife should consider buying a new home. Warren wants to know if he can tithe less than 10% while saving up his starter emergency fund. Today’s featured Scriptures include Proverbs 22:7, Proverbs 26:11, Romans 13:8, Matthew 25:14–30, Philippians 4:10–13, Proverbs 14:30 and Malachi 3:6–12. Would you be interested in being a part of the show? If you have a question for Chris or a success story that you would like to share, please call him at 866.357.3283.