Recently I put my nose into the debate around passive versus active investing. In my comment on the article pondered why the choice should be so binary, one or the other? In my observation of investments, the prudent path always seems to be one of diversification. The old euphemism of not having ‘all your eggs in one basket’ is well understood. So, diversification can be across asset classes, specialised investment products and geographical markets.

How does this affect your choice of KiwiSaver? We can only choose one fund. As far as KiwiSaver is concerned, we must put all our eggs in the one-fund-basket.

KEY TAKEAWAYS

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