In Episode 38 of Doctor’s Wealth and Wellness, Norm Wright kicks off the new twice-weekly format with a focused financial discussion on one of the most overlooked tools in a physician’s wealth-building strategy: the Health Savings Account (HSA). He breaks down how HSAs work, the triple-tax advantages they offer, and why they can be a powerful retirement savings vehicle—not just a way to cover current medical expenses. Norm emphasizes how, when used strategically, an HSA can serve as a “stealth IRA” for high-income earners who may have limited access to other tax-advantaged accounts. This episode delivers clear, practical guidance to help doctors maximize an often underutilized piece of their financial puzzle.