In this episode of Adriana Talks Dinero, Adriana addresses a pressing concern for many in today’s workforce: the reality of widespread layoffs

Triggered by a listener’s question about feeling "next" on the chopping block, Adriana blends her expertise as an HR professional with her mission as a money coach to help you prepare for the unexpected.

Adriana walks through the essential steps to take when your intuition tells you your job might be at risk. From auditing your bank accounts to understanding the fine print in your employer handbook, this episode is about shifting from fear to proactive planning.

Beyond the logistics, Adriana opens up about her own traumatic experience navigating a mass layoff, offering a grounded and empathetic perspective on surviving professional upheaval while protecting your financial future.

In this episode we talk about:

• Auditing your spending: Why you must know exactly what is coming in and going out to identify where you can tighten the belt.
• Building a tiered emergency fund: Establishing a savings goal of 3 to 12 months of expenses in a High-Yield Savings Account (HYSA).
• Optimizing your digital presence: Keeping your LinkedIn and resume updated so recruiters can find you before a layoff even happens.
• Decoding the Employee Handbook: How to find critical details like your insurance end date and 401k vesting period.
• The reality of severance: Understanding the typical "one week per year" norm and how to prepare for the transition.

Adriana reflects on navigating the corporate space as a bilingual professional and reminds listeners that being prepared is the best way to ensure that a "hit to the gut" doesn't become a total financial collapse.

If you are feeling uncertain about your job security or want to bulletproof your finances, this episode provides the roadmap you need to go from surviving to thriving.

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