The IDEAL Investor Show: The Path to Early Retirement

Episode 4: Avoid Unpredictable Future Charges with Michael Ham of The Morning Spotlight Show


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More on YouTube? Watch interview here

Who is Michael Ham?

  • The Coolest Guy in Title Insurance, Mike Ham is a Sales Executive with Fidelity National Title Group, the nation's largest group of title companies and title insurance underwriters. Throughout his career Mike has been an extremely active networker, forming the "Next Generation of New Jersey" networking group to give young professionals of all industries an opportunity to connect, network, collaborate, and grow together.
  • Mike started "The Morning Spotlight" in 2020 as a daily LinkedIn video series where he would interview networking partners, clients, friends, and more in an effort to give everyone an opportunity to speak directly to his network. After 3 months and 60 episodes of the video series, The Morning Spotlight transitioned into the more traditional podcast format it is today which primarily focuses on real estate, but has discussed business, mental health, health and fitness, and more!

Strategy & Investment focus area:

  • Why title insurance is the only insurance you’ll pay once and get your property insured forever.
  • Tips to avoid paying a loan you don’t owe when acquiring a property
  • Protect yourself from further future expenses - know if the property is on easements.
  • Create partnerships with the right providers - bonus: tips on how to find the best of the best suppliers out there.
  • Low on cash? Heard about crowdfunding in real estate?

Quotes:
“The education side of it is key. And that's why, I was joking before about title insurance is not the most exciting part of the real estate industry, but it's definitely very important.”

“Real estate is one of those things that I think is literally open to anybody. If you want to get involved, there is a way to get involved. And it just comes with making those connections, seeking out the people that you want to do business with. You know what I mean?”

Investor Q&A ROUND
Q:
Is there anybody you would say that's really a person that I admire and if so, who?
A: I would say, my dad. 
Obviously for a variety of other reasons, cause he's my father and I love him and I've looked up to him, my entire. But just in this business world, he actually works in the title insurance industry for 35 years, being our regional counsel with Fidelity National Title Group. You know, he worked really hard for that. So I gotta make sure that I'm bringing what he brings to the table. I obviously do it with my little flare.

Q: If you had to describe yourself in three words, what would they be?
A: Positive. Trustworthy. Energetic, you know what I mean? Because who wants to work with somebody that's a dud, honestly, let's be real. 

Q: If you had a time machine, where would you go and why?
A: I would go back to the sixties, where people started to reevaluate how they looked at the world and how they looked at life and what they can get from it. You know, granted a lot of it was controversial back then.

Say hi to Mike at themorningspotlight.com

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The IDEAL Investor Show: The Path to Early RetirementBy Axel Meierhoefer

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