In their fourth episode, Rachel and Rebecca discuss the concept of credit scores, how they became a thing in the first place, and whether we should be using this weird, secretive system as a metric for worthiness and morality. They also take a moment to reflect on police violence and what accountability actually looks like in today’s America. In short, this country kind of sucks and we’re doing a lot of shit wrong.

Previously recorded 4/21/2021.

Much of the info used to inform this episode was gleaned from a Time Magazine article available here.

Read about DUNS numbers, if you’re so inclined, here.

There’s an interesting Congressional Research Service article about how credit scores have impacted income disparity and other related policy issues. 

If you need help fixing an error on your credit report, NextAdvisor has tips for that.

There’s also this article about international credit scoring systems. Read about alternative credit scoring models here and about how Facebook uses credit scoring models to help companies target you with ads here.

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