In this episode, we sit down with Eli Hazan, Director and Head of SBA and Business Lending at Cross River Bank, to break down how SBA lending actually works. Eli explains the structure behind SBA-backed loans, what it means when bank financing is guaranteed by the SBA, and the key differences between the two main programs lenders use: SBA 7(a) and SBA 504. The conversation focuses on how these programs function in practice and how businesses can use them as tools for growth, expansion, and long-term stability.